No-Fault Auto
No-Fault Vehicle Accident Cases
New York is one of a handful of states that follows the no-fault car insurance system. This policy means that any injury claim for you or your passengers is made through your insurance carrier, who will pay for your medical bills, regardless of who was at fault. What happens if serious injuries incur more loss than an insurance company will cover? Contact The Law Office Of David Kaufman for help with your no-fault vehicle accident case in Suffolk County, NY. We’re available for a no-fee initial consultation to discuss your case.
No-Fault Policies
No-fault insurance is also known as personal injury protection or PIP insurance. Insurance companies agree to pay most or all of any medical bills and lost earnings after an accident, regardless of who was at fault with the condition that no party seeks a lawsuit against the other. However, if you’re not at fault for the accident and your injury is severe enough that medical bills reach a certain threshold, you may file a liability claim against the party responsible for the accident.
Serious Injury No-Fault Claims
Minor injuries are not eligible for claims. Your policy will state what the threshold expenses must meet for you to file a third-party liability claim, but once it is met, you can then seek compensation for all loss, including pain and suffering. Types of severe injuries eligible may include:
- Disfigurement
- Broken bone
- Permanent limitation of body part use
- Significant limitation of body part use
- Substantially fully disabled for 90 days
Learn More About No-Fault Accident Claims
Attorney David Kaufman understands the nuances of no-fault accident insurance in New York. The entire team at The Law Office Of David Kaufman works diligently for clients in Suffolk County, NY to find the quickest resolution and compensation for their pain and suffering. If you suffer a severe injury in a car accident that another party is at fault for, don’t get stuck paying for medical bills that are more than what your insurance company will pay. Contact us for a no-fee consultation to discuss your case so we can seek proper compensation for you.